How to Withdraw 50% from Sukanya Samriddhi at 18 2026

About This Guide

Sukanya Samriddhi Yojana allows 50% withdrawal at girl's age 18 for higher education. Account continues till 21 (maturity) OR marriage (if earlier than 21). Tax-free withdrawal. Higher education proof required. Premature closure allowed only in specific cases.

Eligibility Criteria

• SSY account holder (girl 18+)
• OR girl marrying after 18
• Higher education admission proof
• Aadhaar mandatory
• Bank account (girl's name) OR guardian

Documents Required

Keep these documents ready before starting application. Missing documents = delayed approval.

• SSY passbook
• Aadhaar (girl + guardian)
• Age proof (girl 18+)
• Higher education admission letter
• Fee structure
• Bank passbook (Aadhaar-seeded)
• Withdrawal application form

Step-by-Step Application Process

Follow these steps in order. Each step is critical - skip none.

Key Benefits

• 50% withdrawal at 18
• Tax-free EEE
• Higher education funding
• Marriage option
• Account continuity
• Compound interest till maturity
• Multiple installment option
• Government-backed

What Happens After Application?

7-15 days disbursement post-application.

Frequently Asked Questions

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