How to Deposit in Sukanya Samriddhi Online 2026

About This Guide

Sukanya Samriddhi Yojana (SSY) deposits can be made online via India Post IPPB app or net banking of post office. Min ₹250, max ₹1.5 lakh per financial year. 8.2% guaranteed (revised quarterly). EEE tax benefit. Also via NEFT/RTGS to PO account. Cash deposit at branch.

Eligibility Criteria

• Existing SSY account holder
• Annual deposit min ₹250 to keep active
• Max ₹1.5L per year
• 15-year deposit period
• Lock-in 21 years (or marriage at 18+)

Documents Required

Keep these documents ready before starting application. Missing documents = delayed approval.

• SSY account number
• Bank account for online payment
• IPPB app (mobile)
• Aadhaar of account holder/parent

Step-by-Step Application Process

Follow these steps in order. Each step is critical - skip none.

Key Benefits

• 100% online deposit
• IPPB app convenient
• 8.2% guaranteed return
• EEE tax-free
• Section 80C ₹1.5L deduction
• Min ₹250 - very affordable
• Annual reminders via SMS
• 21-year compounding

What Happens After Application?

Deposit credited within 1-2 days. Annual statement via post. Plan ₹12,500/month for max ₹1.5L benefit.

Frequently Asked Questions

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