How to Apply for Stand-Up India for SC/ST/Women 2026

About This Guide

Stand-Up India loan ₹10 lakh to 1 crore for SC/ST/Women entrepreneurs setting up greenfield (new) enterprise. Manufacturing, services, trading. CGTMSE collateral-free up to ₹50 lakh, beyond requires collateral. Mandatory bank linkage. Pan-India coverage.

Eligibility Criteria

• SC/ST OR Woman entrepreneur
• Adult 18+
• New (greenfield) enterprise
• Manufacturing/Services/Trading
• Indian citizen
• PAN, Aadhaar
• First-time entrepreneur in venture
• 51%+ shareholding by SC/ST/Woman

Documents Required

Keep these documents ready before starting application. Missing documents = delayed approval.

• Aadhaar, PAN
• Caste certificate (SC/ST)
• Project report
• Business plan
• Quotations for machinery
• Land/premises documents
• Bank statements
• Educational certificates
• Experience certificates

Step-by-Step Application Process

Follow these steps in order. Each step is critical - skip none.

Key Benefits

• ₹10L-1Cr loan
• SC/ST/Women focus
• Greenfield enterprise
• CGTMSE up to ₹50L
• 7-year tenure
• 18-month moratorium
• Hand-holding support
• Free SIDBI guidance
• Subsidy (where applicable)
• Capital + working capital combined

What Happens After Application?

30-90 days approval. Disbursement + business setup.

Frequently Asked Questions

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