How to Apply for Stand Up India Loan SC/ST/Women 2026

About This Guide

Stand Up India launched April 2016. ₹10L-1Cr loans to SC/ST and women per branch for GREENFIELD enterprises. Composite loan. Tenure up to 7 years. Interest MCLR+3%.

Eligibility Criteria

• Indian citizen 18+
• SC/ST/Women only
• Greenfield (new) enterprise
• Mfg/services/trading
• 51% shareholding by SC/ST/Women
• No defaults

Documents Required

Keep these documents ready before starting application. Missing documents = delayed approval.

• Aadhaar, PAN, Voter ID
• Caste certificate (SC/ST)
• Business plan
• Educational qualification
• Address proof
• Quotations
• Premises documents
• Bank statements
• Photos

Step-by-Step Application Process

Follow these steps in order. Each step is critical - skip none.

Key Benefits

• Loan ₹10L-1Cr
• Composite loan
• Interest MCLR+3% ~12-13%
• Tenure up to 7 years
• Moratorium 18 months
• Mentorship
• CGTMSE coverage

What Happens After Application?

30-60 days. Maintain books, GST. Quarterly progress reports.

Frequently Asked Questions

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