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How to Apply for PMAY-G Rural Housing 2026
PMAY-G - ₹1.20-1.30 lakh house construction for rural homeless/kachha house. SECC-eligible.
📁 Schemes
⏱️ 30-60 mins
💰 Free
Visit Official Portal →
About This Guide
Pradhan Mantri Awas Yojana - Gramin (PMAY-G) provides ₹1.20 lakh (plain) / ₹1.30 lakh (hilly/difficult) for rural housing. SECC 2011 listed kachha/no-house families. Plus 90 days MGNREGA wages + ₹12,000 toilet (Swachh Bharat). Apply via Block office or pmayg.nic.in.
Eligibility Criteria
- Rural household
- SECC 2011 listed (kachha/no house)
- Aadhaar mandatory
- Bank account
- Land available (own or panchayat-allocated)
- Not previously beneficiary of PMAY/IAY
Documents Required
Keep these documents ready before starting application. Missing documents = delayed approval.
- Aadhaar
- SECC listing verification
- Land documents
- Bank passbook
- MGNREGA job card
- Photo
- Caste certificate (priority)
Step-by-Step Application Process
Follow these steps in order. Each step is critical - skip none.
Visit Portal
pmayg.nic.in.
Beneficiary Search
Check SECC 2011 listing first.
Listed - Apply
Approach Block Office.
Submit Documents
Aadhaar + land proof.
Verification
BDO field visit.
Land Allotment (if needed)
Panchayat allots land for landless.
Construction Begins
In tranches: 25% start, 60% lintel, 100% completion.
House Built
12-18 months total.
Key Benefits
- ₹1.20-1.30 lakh
- Plus 90 days MGNREGA wages
- ₹12,000 toilet
- Pucca house with toilet
- SECC 2011 priority
- Rural focus
- DBT direct
- Land for landless
What Happens After Application?
12-18 months from start to occupancy.
Frequently Asked Questions
Not in SECC list?
Awaas+ survey periodically updates list. Or apply for inclusion via Panchayat.