How to Apply for KVIC Khadi Subsidy 2026

About This Guide

Khadi and Village Industries Commission (KVIC) implements multiple schemes: PMEGP (Prime Minister Employment Generation Programme - 15-35% subsidy on bank loan up to ₹25L manufacturing/₹10L services), ISEC (Interest Subsidy Eligibility Certificate - 4% interest subsidy), MGIRI grants. Apply via kviconline.gov.in.

Eligibility Criteria

• Indian citizen 18+
• New micro/small enterprise
• Khadi or village industry product
• Project report ready
• Caste/Gender priority (extra subsidy)
• Hilly/border areas extra subsidy

Documents Required

Keep these documents ready before starting application. Missing documents = delayed approval.

• Aadhaar
• PAN
• Educational certificates
• Caste certificate
• Project report
• Bank loan in-principle
• Land/premises documents
• EDP training certificate (RUDSETI)
• Quotations for machinery

Step-by-Step Application Process

Follow these steps in order. Each step is critical - skip none.

Key Benefits

• 15-35% subsidy
• Up to ₹25L manufacturing loan
• ₹10L services loan
• SC/ST/Women/PwD: 35% (35% rural/25% urban)
• Border/hilly areas: 35%
• Khadi promotion
• Rural employment
• 3-year lock-in only
• Multiple schemes

What Happens After Application?

Approval 60-180 days. Loan + subsidy disbursed. 3-year successful operation = subsidy released.

Frequently Asked Questions

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